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Payday & personal loans

Monterey Financial Services payday & personal loans complaints

Consumers have filed 189 complaints about Monterey Financial Services's payday & personal loans, 36 in the last 12 months (+38%). Monterey Financial Services answered 100% on time and closed 3% with relief. See the whole Monterey Financial Services record.

Monterey Financial Services against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Monterey Financial Services36+38%100%3%189

Every lender ranked

Latest Monterey Financial Services payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Payday & personal loansGetting the loanGAExplainedYes
Nov 9, 2026Payday & personal loansGetting the loanTXExplainedYes
Oct 30, 2026Payday & personal loansProblem with the payoff process at the end of the loanNCExplainedYes
Oct 27, 2026Payday & personal loansProblem with the payoff process at the end of the loanNCExplainedYes
Oct 23, 2026Payday & personal loansGetting the loanFLExplainedYes
Oct 23, 2026Payday & personal loansProblem with the payoff process at the end of the loanKSExplainedYes
Oct 6, 2026Payday & personal loansCharged fees or interest you didn't expectMNExplainedYes
Aug 28, 2026Payday & personal loansGetting the loanFLExplainedYes
Jul 21, 2026Payday & personal loansCharged fees or interest you didn't expectMNExplainedYes
Jul 14, 2026Payday & personal loansProblem when making paymentsMDExplainedYes
Jun 30, 2026Payday & personal loansProblem with additional add-on products or servicesNVExplainedYes
Jun 23, 2026Payday & personal loansGetting the loanNCExplainedYes
Jun 21, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
May 20, 2026Payday & personal loansGetting the loanCAExplainedYes
May 14, 2026Payday & personal loansGetting the loanCAExplainedYes
May 12, 2026Payday & personal loansGetting the loanFLExplainedYes
May 7, 2026Payday & personal loansProblem with the payoff process at the end of the loanAZExplainedYes
Apr 17, 2026Payday & personal loansProblem with the payoff process at the end of the loanNCFixedYes
Apr 13, 2026Payday & personal loansStruggling to pay your loanIAExplainedYes
Apr 7, 2026Payday & personal loansReceived a loan you didn't apply forNYExplainedYes
Mar 18, 2026Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
Mar 16, 2026Payday & personal loansGetting the loanFLExplainedYes
Mar 12, 2026Payday & personal loansStruggling to pay your loanNCExplainedYes
Mar 11, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedYes
Mar 10, 2026Payday & personal loansCharged fees or interest you didn't expectNVExplainedYes
Mar 10, 2026Payday & personal loansCharged fees or interest you didn't expectNVExplainedYes
Mar 3, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Feb 28, 2026Payday & personal loansGetting the loanWAExplainedYes
Feb 21, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Feb 18, 2026Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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