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Auto loans & leases

Pennsylvania Auto Credit auto loans & leases complaints

Consumers have filed 6 complaints about Pennsylvania Auto Credit's auto loans & leases, 1 in the last 12 months. Pennsylvania Auto Credit answered 100% on time and closed 0% with relief. See the whole Pennsylvania Auto Credit record.

Pennsylvania Auto Credit against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Pennsylvania Auto Credit1new100%0%6

Every auto lender ranked

Latest Pennsylvania Auto Credit auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 12, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionPAExplainedYes
Jul 11, 2025Auto loans & leasesGetting a loan or leaseHigh-pressure sales tacticsPAFixedYes
Aug 30, 2024Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsPAExplainedYes
May 10, 2024Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsPAExplainedYes
Mar 10, 2022Auto loans & leasesIncorrect information on your reportAccount status incorrectPAFixedYes
Aug 9, 2013Auto loans & leasesManaging the loan or leaseNJFixedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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