Credit bureau · complaint record
Pennsylvania Auto Credit complaints
Filed under Pennsylvania Auto Credit, Inc.
Consumers have filed 17 complaints about Pennsylvania Auto Credit since 2013, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #342 of 566
Since August 2013
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 12, 2026
Most complained-about credit bureaus & report companies
Pennsylvania Auto Credit complaints by month
The busiest month was November 2021 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Pennsylvania Auto Credit answered all time
- Closed with monetary relief15.9%
- Closed with non-monetary relief317.6%
- Closed with explanation1376.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Pennsylvania Auto Credit complaints are about
Top Pennsylvania Auto Credit problems
Inside "Incorrect information on your report"
- Information belongs to someone else 4
- Account status incorrect 2
- Information is missing that should be on the report 1
Pennsylvania Auto Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Pennsylvania Auto CreditCredit reporting | - | 2 | - |
Compare side by side: Pennsylvania Auto Credit vs Apple Financing · Pennsylvania Auto Credit vs Nav Technologies · Pennsylvania Auto Credit vs Opportunity Fund · Pennsylvania Auto Credit vs Heritage Financial Group
What people say about Pennsylvania Auto Credit
All experiencesNo experiences with Pennsylvania Auto Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Pennsylvania Auto Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 12, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Feb 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 11, 2025 | Auto loans & leases | Getting a loan or leaseHigh-pressure sales tactics | Fixed |
| Aug 30, 2024 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| May 10, 2024 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Mar 6, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 11, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 12, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 10, 2022 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Fixed |
| Jan 19, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Money back |
| Nov 22, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Pennsylvania Auto Credit
How many complaints does Pennsylvania Auto Credit have?
Pennsylvania Auto Credit has 17 complaints on record since August 2013, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Pennsylvania Auto Credit respond to complaints?
Yes. Pennsylvania Auto Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Pennsylvania Auto Credit?
The most common problems are incorrect information on your report (7), repossession (1), improper use of your report (3).
Is Pennsylvania Auto Credit legit?
Pennsylvania Auto Credit is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Pennsylvania Auto Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Pennsylvania Auto Credit?
Complain to Pennsylvania Auto Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Pennsylvania Auto Credit complaints come from?
Most come from Pennsylvania (16), New Jersey (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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