Payday & personal loans
PennyMac payday & personal loans complaints
Consumers have filed 7 complaints about PennyMac's payday & personal loans, 1 in the last 12 months. PennyMac answered 100% on time and closed 0% with relief. See the whole PennyMac record.
PennyMac against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | PennyMac | 1 | 100% | 0% |
Latest PennyMac payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 17, 2026 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 13, 2025 | Payday & personal loans | Problems receiving the advance | Explained |
| Jan 27, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Sep 23, 2021 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Apr 9, 2020 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 21, 2018 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jun 19, 2014 | Payday & personal loans | Managing the line of credit | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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