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Payday & personal loans

Perpay payday & personal loans complaints

Consumers have filed 19 complaints about Perpay's payday & personal loans, 13 in the last 12 months. Perpay answered 100% on time and closed 0% with relief. See the whole Perpay record.

Perpay against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Perpay13new100%0%19

Every lender ranked

Latest Perpay payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 27, 2026Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Sep 11, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Aug 31, 2026Payday & personal loansProblem when making paymentsOHExplainedYes
Aug 25, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Aug 17, 2026Payday & personal loansCredit monitoring or identity theft protection servicesBilling dispute for servicesALExplainedYes
Jun 18, 2026Payday & personal loansProblem with additional add-on products or servicesMNExplainedYes
May 23, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
May 13, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectOHExplainedYes
May 13, 2026Payday & personal loansProblem with additional add-on products or servicesNJExplainedYes
Mar 18, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Feb 18, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Feb 16, 2026Payday & personal loansProblem with additional add-on products or servicesMDExplainedYes
Dec 15, 2025Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jul 23, 2025Payday & personal loansProblem with additional add-on products or servicesTNExplainedYes
May 19, 2025Payday & personal loansProblem with additional add-on products or servicesINExplainedYes
Oct 6, 2024Payday & personal loansProblem with additional add-on products or servicesGAExplainedYes
Sep 7, 2024Payday & personal loansGetting the loanMSExplainedYes
Aug 23, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectWYExplainedYes
Mar 7, 2024Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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