Credit bureau · complaint record
Plato complaints
Filed under Plato, LLC
Consumers have filed 8 complaints about Plato since 2021, none in the last 12 months. It answered 100% on time and closed 38% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 38%
- Last 30 days
- 0
- Rank
- -
Since December 2021
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jan 17, 2023
Plato complaints by month
The busiest month was March 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Plato answered all time
- Closed with monetary relief337.5%
- Closed with explanation562.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Plato problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 5
- Reporting company used your report improperly 1
- Report provided to employer without your written authorization 1
Where Plato complaints come from
Most complaints: Illinois (3), North Carolina (2), Texas (1), Maryland (1), Delaware (1).
Plato compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | PlatoCredit reporting | - | 0 | - |
Compare side by side: Plato vs Apple Financing · Plato vs Nav Technologies · Plato vs Opportunity Fund · Plato vs Heritage Financial Group
What people say about Plato
All experiencesNo experiences with Plato yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Plato complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 6, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 21, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 3, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 13, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 31, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Money back |
| Mar 10, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Money back |
| Dec 29, 2021 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Money back |
Questions about Plato
How many complaints does Plato have?
Plato has 8 complaints on record since December 2021, including 0 in the last 12 months and 0 in the last 30 days.
Does Plato respond to complaints?
Yes. Plato answered 100% of its complaints on time (within 15 days) and closed 38% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Plato?
The most common problems are improper use of your report (7), credit monitoring or identity theft protection services (1).
Is Plato legit?
Plato is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Plato legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Plato?
Complain to Plato in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Plato complaints come from?
Most come from Illinois (3), North Carolina (2), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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