Credit reporting
Prosper Marketplace credit reporting complaints
Consumers have filed 547 complaints about Prosper Marketplace's credit reporting, 132 in the last 12 months (+25%). Prosper Marketplace answered 100% on time and closed 4% with relief. See the whole Prosper Marketplace record.
Prosper Marketplace against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Prosper Marketplace | 132 | 100% | 4% |
Latest Prosper Marketplace credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Oct 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 3, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Sep 21, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 13, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Aug 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 7, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 30, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 19, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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