Mortgages
Ready Capital mortgages complaints
Consumers have filed 35 complaints about Ready Capital's mortgages, 4 in the last 12 months. Ready Capital answered 100% on time and closed 0% with relief. See the whole Ready Capital record.
Ready Capital against other mortgage lenders & servicers
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Shellpoint Mortgage Servicing | 3,741 | 81.4% | 0% |
| 2 | Rocket Mortgage | 3,572 | 99.9% | 0% |
| 3 | Freedom Mortgage | 1,701 | 99.4% | 0% |
| 4 | Ocwen Financial | 1,514 | 100% | 1% |
| 5 | Wells Fargo | 1,187 | 100% | 9% |
| 6 | PennyMac | 1,157 | 99.9% | 13% |
| 7 | Select Portfolio Servicing | 1,130 | 99.9% | 0% |
| 8 | Carrington Mortgage Services | 1,081 | 99.7% | 0% |
| 9 | Selene | 967 | 100% | 0% |
| 10 | LoanCare | 862 | 100% | 0% |
| 11 | Mr. Cooper | 757 | 100% | 0% |
| 12 | JPMorgan Chase | 734 | 100% | 2% |
| 13 | Ready Capital | 4 | 100% | 0% |
Latest Ready Capital mortgages complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 7, 2026 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| May 27, 2026 | Mortgages | Struggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure | Explained |
| Mar 12, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Feb 20, 2026 | Mortgages | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 9, 2025 | Mortgages | Closing on a mortgageTrying to communicate with the company to fix an issue with the loan closing | Explained |
| Apr 3, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Mar 13, 2025 | Mortgages | Trouble during payment processPayment process | Explained |
| Feb 27, 2025 | Mortgages | Trouble during payment processPayment process | Explained |
| Feb 3, 2025 | Mortgages | Trouble during payment processLoan sold or transferred to another company | Explained |
| Jan 29, 2025 | Mortgages | Trouble during payment processLoan sold or transferred to another company | Explained |
| Jan 21, 2025 | Mortgages | Trouble during payment processLoan sold or transferred to another company | Explained |
| Jan 15, 2025 | Mortgages | Trouble during payment processPrivate mortgage insurance (PMI) | Explained |
| Jan 3, 2025 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Nov 22, 2024 | Mortgages | Trouble during payment processLien release | Explained |
| Aug 21, 2024 | Mortgages | Trouble during payment processPayment process | Explained |
| Aug 12, 2024 | Mortgages | Trouble during payment processPayment process | Explained |
| Jul 18, 2024 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | Explained |
| Jun 26, 2024 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| May 17, 2024 | Mortgages | Trouble during payment processPayment process | Explained |
| Apr 5, 2024 | Mortgages | Trouble during payment processPaying off the loan | Explained |
| Feb 15, 2024 | Mortgages | Struggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu | Explained |
| Jan 12, 2024 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| Dec 15, 2023 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Dec 8, 2023 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Jun 27, 2023 | Mortgages | Trouble during payment process | Explained |
| Apr 12, 2023 | Mortgages | Trouble during payment process | Explained |
| Mar 30, 2023 | Mortgages | Closing on a mortgage | Explained |
| Mar 29, 2023 | Mortgages | Trouble during payment process | Money back |
| Mar 24, 2023 | Mortgages | Struggling to pay mortgage | Explained |
| Mar 23, 2023 | Mortgages | Closing on a mortgage | Explained |
Your rights with mortgage lenders & servicers
Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.
Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Ready Capital
No comments yet. Start the conversation - questions are welcome too.