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Debt collection

Sallie Mae debt collection complaints

Consumers have filed 533 complaints about Sallie Mae's debt collection, 116 in the last 12 months (+13%). Sallie Mae answered 100% on time and closed 18% with relief. See the whole Sallie Mae record.

Sallie Mae against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Sallie Mae116+13%100%18%533

Every debt collector ranked

Latest Sallie Mae debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingPAIn progressYes
Oct 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAIn progressYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNMExplainedYes
Oct 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJIn progressYes
Oct 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXIn progressYes
Oct 18, 2026Debt collectionCommunication tacticsFrequent or repeated callsNJIn progressYes
Oct 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsIAFixedYes
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Oct 2, 2026Debt collectionAttempts to collect debt not owedDebt was paidVAMoney backYes
Oct 2, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 30, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXFixedYes
Sep 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILIn progressYes
Sep 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILIn progressYes
Sep 12, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtINExplainedYes
Sep 10, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Sep 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 8, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Sep 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Aug 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Aug 25, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 12, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtIDExplainedYes
Aug 7, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNYFixedYes
Aug 6, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingILExplainedYes
Aug 4, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialALFixedYes
Jul 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMAExplainedYes
Jul 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMAExplainedYes
Jul 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Jul 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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