Credit reporting
Santander Holdings USA credit reporting complaints
Consumers have filed 7,641 complaints about Santander Holdings USA's credit reporting, 2,181 in the last 12 months (-7%). Santander Holdings USA answered 100% on time and closed 40% with relief. See the whole Santander Holdings USA record.
Santander Holdings USA against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Santander Holdings USA | 2,181 | 100% | 40% |
Latest Santander Holdings USA credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 7, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Nov 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 3, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 31, 2026 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | In progress |
| Oct 31, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Oct 31, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 31, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 30, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Fixed |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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