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Debt relief & credit repair

Santander Holdings USA debt relief & credit repair complaints

Consumers have filed 35 complaints about Santander Holdings USA's debt relief & credit repair, 9 in the last 12 months. Santander Holdings USA answered 100% on time and closed 33% with relief. See the whole Santander Holdings USA record.

Santander Holdings USA against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Santander Holdings USA9new100%33%35

Every debt relief company ranked

Latest Santander Holdings USA debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Aug 21, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Jul 23, 2026Debt relief & credit repairConfusing or misleading advertising or marketingNCFixedYes
May 15, 2026Debt relief & credit repairProblem with customer serviceNVExplainedYes
May 3, 2026Debt relief & credit repairCharged upfront or unexpected feesNCFixedYes
Apr 30, 2026Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Jan 9, 2026Debt relief & credit repairUnauthorized withdrawals or chargesNYExplainedYes
Dec 29, 2025Debt relief & credit repairProblem with customer servicePAExplainedYes
Dec 15, 2025Debt relief & credit repairConfusing or missing disclosuresNYFixedYes
Dec 4, 2025Debt relief & credit repairCharged upfront or unexpected feesLAExplainedYes
Sep 8, 2025Debt relief & credit repairDidn't provide services promisedNCExplainedYes
Aug 26, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Aug 6, 2025Debt relief & credit repairConfusing or missing disclosuresNCMoney backYes
Jul 12, 2025Debt relief & credit repairConfusing or misleading advertising or marketingALExplainedYes
Jun 11, 2025Debt relief & credit repairDidn't provide services promisedNYExplainedYes
May 10, 2025Debt relief & credit repairUnauthorized withdrawals or chargesILExplainedYes
Apr 23, 2025Debt relief & credit repairDidn't provide services promisedCOExplainedYes
Apr 12, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTNExplainedYes
Mar 28, 2025Debt relief & credit repairDidn't provide services promisedCAFixedYes
Feb 26, 2025Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Feb 21, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNYFixedYes
Jan 2, 2025Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Dec 15, 2024Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
Jul 24, 2024Debt relief & credit repairConfusing or missing disclosuresMIExplainedYes
Jul 3, 2024Debt relief & credit repairProblem with customer serviceTXExplainedYes
Jul 1, 2024Debt relief & credit repairProblem with customer serviceALExplainedYes
May 6, 2024Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Mar 18, 2024Debt relief & credit repairProblem with customer serviceALExplainedYes
Nov 10, 2023Debt relief & credit repairConfusing or missing disclosuresILExplainedYes
Oct 17, 2023Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Sep 2, 2023Debt relief & credit repairDidn't provide services promisedPAExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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