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Payday & personal loans

SET Financial payday & personal loans complaints

Consumers have filed 13 complaints about SET Financial's payday & personal loans, 1 in the last 12 months. SET Financial answered 100% on time and closed 0% with relief. See the whole SET Financial record.

SET Financial against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13SET Financial1new100%0%13

Every lender ranked

Latest SET Financial payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Feb 4, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Apr 30, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Mar 19, 2025Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Jun 26, 2023Payday & personal loansProblem with the payoff process at the end of the loanTNExplainedYes
Aug 22, 2022Payday & personal loansImproper use of your reportReporting company used your report improperlyMOFixedYes
Jul 21, 2021Payday & personal loansReceived a loan you didn't apply forSCExplainedYes
Sep 4, 2020Payday & personal loansProblem when making paymentsSCExplainedYes
Apr 2, 2020Payday & personal loansIncorrect information on your reportInformation belongs to someone else-ExplainedYes
Jul 20, 2019Payday & personal loansProblem when making paymentsSCFixedYes
Feb 24, 2018Payday & personal loansStruggling to pay your loanTXFixedYes
Aug 10, 2016Payday & personal loansProblems when you are unable to paySCFixedNo
Apr 29, 2015Payday & personal loansManaging the loan or leaseKYExplainedYes
Apr 24, 2015Payday & personal loansProblems when you are unable to paySCExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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