Credit bureau · complaint record
Settlement complaints
Filed under SETTLEMENT CORP
Consumers have filed 4 complaints about Settlement since 2018, none in the last 12 months. It answered 0% on time. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since April 2018
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Feb 25, 2022
Settlement complaints by month
The busiest month was April 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Settlement answered all time
- Untimely response4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Settlement problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 3
Where Settlement complaints come from
Most complaints: Colorado (1), Illinois (1), Missouri (1), Mississippi (1).
Settlement compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | SettlementCredit reporting | - | 0 | - |
Compare side by side: Settlement vs Apple Financing · Settlement vs Nav Technologies · Settlement vs Opportunity Fund · Settlement vs Heritage Financial Group
What people say about Settlement
All experiencesNo experiences with Settlement yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Settlement complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 25, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Apr 2, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Apr 18, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Apr 4, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
Questions about Settlement
How many complaints does Settlement have?
Settlement has 4 complaints on record since April 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Settlement respond to complaints?
Yes. Settlement answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Settlement?
The most common problems are improper use of your report (3), incorrect information on your report (1).
Is Settlement legit?
Settlement is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Settlement legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Settlement?
Complain to Settlement in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Settlement complaints come from?
Most come from Colorado (1), Illinois (1), Missouri (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Settlement
No comments yet. Start the conversation - questions are welcome too.