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Debt collection

Shepherd Outsourcing debt collection complaints

Consumers have filed 555 complaints about Shepherd Outsourcing's debt collection, 266 in the last 12 months (+24%). Shepherd Outsourcing answered 100% on time and closed 0% with relief. See the whole Shepherd Outsourcing record.

Shepherd Outsourcing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Shepherd Outsourcing266+24%100%0%555

Every debt collector ranked

Latest Shepherd Outsourcing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 23, 2026Debt collectionElectronic communicationsFrequent or repeated messagesMIExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jul 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 21, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmALExplainedYes
Jul 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Jul 16, 2026Debt collectionElectronic communicationsFrequent or repeated messagesALExplainedYes
Jul 16, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNHExplainedYes
Jul 15, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Jul 8, 2026Debt collectionElectronic communicationsFrequent or repeated messagesGAExplainedYes
Jul 7, 2026Debt collectionElectronic communicationsFrequent or repeated messagesIDExplainedYes
Jul 7, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Jul 7, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Jul 7, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 5, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingWVExplainedYes
Jul 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtHIExplainedYes
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jun 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jun 22, 2026Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Jun 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Jun 19, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMIExplainedYes
Jun 16, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingWIExplainedYes
Jun 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jun 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jun 7, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Jun 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Jun 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
May 31, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtNYExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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