Debt collector · complaint record
Smart Money Alliance complaints
Consumers have filed 8 complaints about Smart Money Alliance since 2021, 1 of them in the last 12 months. It answered 0% on time and closed 17% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 17%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since April 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 18, 2026
Most complained-about debt collectors
Smart Money Alliance complaints by month
The busiest month was April 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Smart Money Alliance answered all time
- Closed with non-monetary relief112.5%
- Closed with explanation562.5%
- Untimely response225%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Smart Money Alliance complaints are about
Top Smart Money Alliance problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
Where Smart Money Alliance complaints come from
Most complaints: Maryland (2), New York (1), North Carolina (1), Nevada (1), Colorado (1).
Smart Money Alliance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Smart Money AllianceDebt collection | - | 1 | - |
Compare side by side: Smart Money Alliance vs Green Square · Smart Money Alliance vs EMoneyUSA · Smart Money Alliance vs Mullooly Jeffrey Rooney & Flynn · Smart Money Alliance vs Credit World Services
What people say about Smart Money Alliance
All experiencesNo experiences with Smart Money Alliance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Smart Money Alliance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Apr 24, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 18, 2022 | Debt relief & credit repair | Unexpected or other fees | Explained |
| Feb 16, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 24, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 30, 2021 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 4, 2021 | Debt relief & credit repair | Fraud or scam | Fixed |
| Apr 16, 2021 | Debt relief & credit repair | Unexpected or other fees | Explained |
Questions about Smart Money Alliance
How many complaints does Smart Money Alliance have?
Smart Money Alliance has 8 complaints on record since April 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Smart Money Alliance respond to complaints?
Yes. Smart Money Alliance answered 0% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Smart Money Alliance?
The most common problems are attempts to collect debt not owed (1), false statements or representation (2), unexpected or other fees (2).
Is Smart Money Alliance legit?
Smart Money Alliance is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Smart Money Alliance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Smart Money Alliance?
Complain to Smart Money Alliance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Smart Money Alliance complaints come from?
Most come from Maryland (2), New York (1), North Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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