Debt collection
Snap US debt collection complaints
Consumers have filed 36 complaints about Snap US's debt collection, 36 in the last 12 months. Snap US answered 16.7% on time and closed 0% with relief. See the whole Snap US record.
Snap US against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Snap US | 36 | 16.7% | 0% |
Latest Snap US debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 29, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | In progress |
| Oct 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | In progress |
| Oct 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Sep 9, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 28, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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