Debt collector · complaint record
Softgate Systems complaints
Filed under SOFTGATE SYSTEMS, INC.
Consumers have filed 9 complaints about Softgate Systems since 2023, 5 of them in the last 12 months. It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 5
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since January 2023
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 12, 2026
Most complained-about debt collectors
Softgate Systems complaints by month
The busiest month was January 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Softgate Systems answered all time
- Untimely response9100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Softgate Systems complaints are about
Top Softgate Systems problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 5
Where Softgate Systems complaints come from
Most complaints: California (4), Maryland (1), Ohio (1), Arizona (1), Texas (1).
Softgate Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Softgate SystemsDebt collection | - | 5 | - |
Compare side by side: Softgate Systems vs Green Square · Softgate Systems vs EMoneyUSA · Softgate Systems vs Mullooly Jeffrey Rooney & Flynn · Softgate Systems vs Credit World Services
What people say about Softgate Systems
All experiencesNo experiences with Softgate Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Softgate Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jan 14, 2025 | Credit cards | Problem when making paymentsProblem during payment process | No timely reply |
| Jan 14, 2025 | Credit cards | Problem when making paymentsProblem during payment process | No timely reply |
| Jan 10, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
Questions about Softgate Systems
How many complaints does Softgate Systems have?
Softgate Systems has 9 complaints on record since January 2023, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Softgate Systems respond to complaints?
Yes. Softgate Systems answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Softgate Systems?
The most common problems are took or threatened to take negative or legal action (5), improper use of your report (1), problem when making payments (2).
Is Softgate Systems legit?
Softgate Systems is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Softgate Systems legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Softgate Systems?
Complain to Softgate Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Softgate Systems complaints come from?
Most come from California (4), Maryland (1), Ohio (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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