Debt collector · complaint record
Southwood Financial complaints
Filed under Southwood Financial, LLC.
Consumers have filed 25 complaints about Southwood Financial since 2024, 15 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 25
- Last 12 months
- 15
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #614 of 1,963
Since May 2024
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 4, 2026
Most complained-about debt collectors
Southwood Financial complaints by month
The busiest month was June 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Southwood Financial answered all time
- Closed with explanation1976%
- In progress624%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Southwood Financial complaints are about
Top Southwood Financial problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 3
- Didn't receive notice of right to dispute 3
Where Southwood Financial complaints come from
Most complaints: New York (5), Connecticut (3), Florida (3), California (3), Michigan (2).
Southwood Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Southwood FinancialDebt collection | - | 15 | - |
Compare side by side: Southwood Financial vs Green Square · Southwood Financial vs EMoneyUSA · Southwood Financial vs Mullooly Jeffrey Rooney & Flynn · Southwood Financial vs Credit World Services
What people say about Southwood Financial
All experiencesNo experiences with Southwood Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Southwood Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 19, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | In progress |
| Oct 16, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | In progress |
| Oct 16, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | In progress |
| Sep 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Aug 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Aug 4, 2026 | Student loans | Struggling to repay your loanProblem lowering your monthly payments | Explained |
| Jul 8, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 1, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Southwood Financial
How many complaints does Southwood Financial have?
Southwood Financial has 25 complaints on record since May 2024, including 15 in the last 12 months and 2 in the last 30 days. That makes it number 1,229 of every company by complaints this year.
Does Southwood Financial respond to complaints?
Yes. Southwood Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Southwood Financial?
The most common problems are written notification about debt (6), attempts to collect debt not owed (5), took or threatened to take negative or legal action (4).
Is Southwood Financial legit?
Southwood Financial is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southwood Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Southwood Financial?
Complain to Southwood Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Southwood Financial complaints come from?
Most come from New York (5), Connecticut (3), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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