Debt collector · complaint record
Stephens and Michaels Associates complaints
Filed under Stephens and Michaels Associates, Inc.
Consumers have filed 78 complaints about Stephens and Michaels Associates since 2013, none in the last 12 months. It answered 92.3% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 78
- Last 12 months
- 0
- Answered on time
- 92.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 14, 2016
Stephens and Michaels Associates complaints by month
The busiest month was April 2014 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Stephens and Michaels Associates answered all time
- Closed with explanation7393.6%
- Untimely response56.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Stephens and Michaels Associates complaints are about
Top Stephens and Michaels Associates problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 19
- Debt was paid 18
- Debt resulted from identity theft 2
Where Stephens and Michaels Associates complaints come from
Most complaints: New York (10), California (8), Florida (8), Texas (8), Virginia (6).
Stephens and Michaels Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Stephens and Michaels AssociatesDebt collection | - | 0 | - |
Compare side by side: Stephens and Michaels Associates vs Green Square · Stephens and Michaels Associates vs EMoneyUSA · Stephens and Michaels Associates vs Mullooly Jeffrey Rooney & Flynn · Stephens and Michaels Associates vs Credit World Services
What people say about Stephens and Michaels Associates
All experiencesNo experiences with Stephens and Michaels Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Stephens and Michaels Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 14, 2016 | Debt collection | Communication tacticsCalled outside of 8am-9pm | No timely reply |
| Sep 14, 2016 | Debt collection | Communication tacticsCalled outside of 8am-9pm | No timely reply |
| Aug 23, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Aug 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | No timely reply |
| Jul 5, 2016 | Debt collection | False statements or representationIndicated committed crime not paying | No timely reply |
| Jun 1, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| May 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 10, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 17, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 16, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
Questions about Stephens and Michaels Associates
How many complaints does Stephens and Michaels Associates have?
Stephens and Michaels Associates has 78 complaints on record since July 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Stephens and Michaels Associates respond to complaints?
Yes. Stephens and Michaels Associates answered 92.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Stephens and Michaels Associates?
The most common problems are cont'd attempts collect debt not owed (39), communication tactics (19), disclosure verification of debt (11).
Is Stephens and Michaels Associates legit?
Stephens and Michaels Associates is a real company with a public complaint record: consumers have complained about it 78 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Stephens and Michaels Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Stephens and Michaels Associates?
Complain to Stephens and Michaels Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Stephens and Michaels Associates complaints come from?
Most come from New York (10), California (8), Florida (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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