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Student loans

Dealing with my lender or servicer

Consumers have filed 17,620 complaints about this, against 299 companies. The most complained-about is Navient.

Companies with the most

All time.

In more detail

  • Trouble with how payments are handled5,65732%
  • Received bad information about my loan3,95922%
  • Having problems with customer service2,80316%
  • Don't agree with fees charged2,76716%
  • Keep getting calls about my loan1,2447%
  • Need information about my balance/terms1,1907%

By month

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Apr 21, 2017NavientStudent loansDealing with my lender or servicerReceived bad information about my loanVAExplainedYes
Apr 21, 2017Transworld SystemsStudent loansDealing with my lender or servicerHaving problems with customer serviceCAExplainedYes
Apr 21, 2017Sallie MaeStudent loansDealing with my lender or servicerHaving problems with customer serviceMNExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerKeep getting calls about my loanMIExplainedYes
Apr 21, 2017ACS Education ServicesStudent loansDealing with my lender or servicerDon't agree with fees chargedPAExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerReceived bad information about my loanFLExplainedYes
Apr 21, 2017Sallie MaeStudent loansDealing with my lender or servicerNeed information about my balance/termsCAExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerHaving problems with customer serviceCAExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerReceived bad information about my loanMOExplainedYes
Apr 21, 2017College FoundationStudent loansDealing with my lender or servicerHaving problems with customer serviceSCExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerTrouble with how payments are handledFLExplainedYes
Apr 21, 2017ACS Education ServicesStudent loansDealing with my lender or servicerDon't agree with fees chargedAZExplainedYes
Apr 21, 2017AES / PHEAAStudent loansDealing with my lender or servicerHaving problems with customer serviceMNExplainedYes
Apr 21, 2017NelnetStudent loansDealing with my lender or servicerHaving problems with customer serviceNVExplainedYes
Apr 21, 2017NavientStudent loansDealing with my lender or servicerReceived bad information about my loanMNExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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