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Debt collector · complaint record

St.John Cobb complaints

Consumers have filed 16 complaints about St.John Cobb since 2017, none in the last 12 months. It answered 87.5% on time and closed 13% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
16

Since February 2017

Last 12 months
0

new vs the year before

Answered on time
87.5%

Industry: 96.5%

Closed with relief
13%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 9, 2025

Rank
-

St.John Cobb complaints by month

The busiest month was February 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How St.John Cobb answered all time

  • Closed with non-monetary relief212.5%
  • Closed with explanation1381.2%
  • Untimely response16.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What St.John Cobb complaints are about

  • Debt collection1594%
  • Credit reporting16%

Top St.John Cobb problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 4
  • Debt was paid 1

Where St.John Cobb complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: North Carolina (11), New York (1), South Carolina (1), Texas (1), Arizona (1).

St.John Cobb compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8St.John CobbDebt collection-0new87.5%13%-

Compare side by side: St.John Cobb vs Green Square · St.John Cobb vs EMoneyUSA · St.John Cobb vs Mullooly Jeffrey Rooney & Flynn · St.John Cobb vs Credit World Services

What people say about St.John Cobb

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Latest St.John Cobb complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCNo timely replyNo
Mar 20, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Apr 9, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
May 27, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 2, 2021Debt collectionAttempts to collect debt not owedDebt was paidSCExplainedYes
May 6, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedNo
Oct 28, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jun 8, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCFixedYes
May 1, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Mar 8, 2018Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Feb 25, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 16, 2018Debt collectionCommunication tacticsFrequent or repeated callsNCFixedYes

Questions about St.John Cobb

How many complaints does St.John Cobb have?

St.John Cobb has 16 complaints on record since February 2017, including 0 in the last 12 months and 0 in the last 30 days.

Does St.John Cobb respond to complaints?

Yes. St.John Cobb answered 87.5% of its complaints on time (within 15 days) and closed 13% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with St.John Cobb?
Is St.John Cobb legit?

St.John Cobb is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is St.John Cobb legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against St.John Cobb?

Complain to St.John Cobb in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most St.John Cobb complaints come from?

Most come from North Carolina (11), New York (1), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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