Auto lender · complaint record
Stone Creek Financial complaints
Filed under Stone Creek Financial, Inc
Consumers have filed 10 complaints about Stone Creek Financial since 2019, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #133 of 193
Since May 2019
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Aug 21, 2026
Most complained-about auto lenders
Stone Creek Financial complaints by month
The busiest month was June 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Stone Creek Financial answered all time
- Closed with explanation10100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Stone Creek Financial complaints are about
Top Stone Creek Financial problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 3
- Debt was result of identity theft 2
Where Stone Creek Financial complaints come from
Most complaints: Ohio (3), Indiana (2), Michigan (2), Iowa (2), Tennessee (1).
Stone Creek Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Stone Creek FinancialAuto loans & leases | - | 1 | - |
Compare side by side: Stone Creek Financial vs The Savings Group · Stone Creek Financial vs AC AutoPay LLC, Denver, CO Branch · Stone Creek Financial vs CARS Acquisition · Stone Creek Financial vs EA Holdings
What people say about Stone Creek Financial
All experiencesNo experiences with Stone Creek Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Stone Creek Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 21, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jul 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 8, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 18, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 7, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Stone Creek Financial
How many complaints does Stone Creek Financial have?
Stone Creek Financial has 10 complaints on record since May 2019, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Stone Creek Financial respond to complaints?
Yes. Stone Creek Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Stone Creek Financial?
The most common problems are repossession (1), attempts to collect debt not owed (5), took or threatened to take negative or legal action (2).
Is Stone Creek Financial legit?
Stone Creek Financial is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Stone Creek Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Stone Creek Financial?
Complain to Stone Creek Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Stone Creek Financial complaints come from?
Most come from Ohio (3), Indiana (2), Michigan (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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