Credit bureau · complaint record
Sunshine State Credit complaints
Consumers have filed 7 complaints about Sunshine State Credit since 2018, 1 of them in the last 12 months. It answered 0% on time and closed 20% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 20%
- Last 30 days
- 0
- Rank
- #418 of 566
Since February 2018
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jan 27, 2026
Most complained-about credit bureaus & report companies
Sunshine State Credit complaints by month
The busiest month was February 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Sunshine State Credit answered all time
- Closed with non-monetary relief114.3%
- Closed with explanation457.1%
- Untimely response228.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Sunshine State Credit complaints are about
Top Sunshine State Credit problems
Inside "Incorrect information on your report"
- Account status incorrect 2
- Account information incorrect 2
Where Sunshine State Credit complaints come from
Most complaints: Florida (3), New Jersey (2), Illinois (1), Wisconsin (1).
Sunshine State Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Sunshine State CreditCredit reporting | - | 1 | - |
Compare side by side: Sunshine State Credit vs Apple Financing · Sunshine State Credit vs Nav Technologies · Sunshine State Credit vs Opportunity Fund · Sunshine State Credit vs Heritage Financial Group
What people say about Sunshine State Credit
All experiencesNo experiences with Sunshine State Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Sunshine State Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Nov 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Apr 8, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 5, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 19, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Fixed |
| Oct 15, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 25, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about Sunshine State Credit
How many complaints does Sunshine State Credit have?
Sunshine State Credit has 7 complaints on record since February 2018, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Sunshine State Credit respond to complaints?
Yes. Sunshine State Credit answered 0% of its complaints on time (within 15 days) and closed 20% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Sunshine State Credit?
The most common problems are incorrect information on your report (4), false statements or representation (1), attempts to collect debt not owed (1).
Is Sunshine State Credit legit?
Sunshine State Credit is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Sunshine State Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Sunshine State Credit?
Complain to Sunshine State Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Sunshine State Credit complaints come from?
Most come from Florida (3), New Jersey (2), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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