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Debt collector · complaint record

Time Investment complaints

Consumers have filed 100 complaints about Time Investment since 2015, 50 of them in the last 12 months (+194% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.

Weak response record. How it works

Complaints on record
100

Since September 2015

Last 12 months
50

+194% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
1

Newest: Oct 18, 2026

Rank
#319 of 1,963

Most complained-about debt collectors

Time Investment complaints by month

The busiest month was June 2026 (8 complaints). Complaints in the last 12 months are up 194% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Time Investment answered last 12 months

  • Closed with explanation50100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend0/15+194% vs last year

What Time Investment complaints are about

Top Time Investment problems last 12 months

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 22
  • Collected or attempted to collect exempt funds 1
  • Seized or attempted to seize your property 1

Where Time Investment complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: North Carolina (89), Georgia (5), California (3), Florida (1), Texas (1).

Time Investment compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1N.A.RDebt collection1151-4%78.4%0%F
2Receivable Management GroupDebt collection4451+19%98%0%D
3Phillips & Cohen AssociatesDebt collection6051-35%100%0%C
4Retail Merchants AssociatesDebt collection4650+85%100%0%D
5Velo Law OfficeDebt collection3750+92%98%0%D
6Torres Credit ServicesDebt collection6050-46%100%0%C
7Time InvestmentDebt collection4550+194%100%0%D
8National Recovery SolutionsDebt collection4749+81%100%0%D

Compare side by side: Time Investment vs N.A.R · Time Investment vs Receivable Management Group · Time Investment vs Phillips & Cohen Associates · Time Investment vs Retail Merchants Associates

What people say about Time Investment

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Latest Time Investment complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 18, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outTXExplainedYes
Oct 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Oct 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Oct 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Oct 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Oct 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 22, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsNCExplainedYes
Sep 18, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectNCExplainedYes
Sep 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes

Questions about Time Investment

How many complaints does Time Investment have?

Time Investment has 100 complaints on record since September 2015, including 50 in the last 12 months and 1 in the last 30 days. That makes it number 673 of every company by complaints this year.

Does Time Investment respond to complaints?

Yes. Time Investment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 45/100 (grade D).

What do people complain about most with Time Investment?
Is Time Investment legit?

Time Investment is a real company with a public complaint record: consumers have complained about it 100 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Time Investment legit? for the signals, red flags and how to protect yourself.

Are complaints about Time Investment going up or down?

Up. There were 50 complaints in the last 12 months against 17 in the 12 before (+194%). See every month.

How do I file a complaint against Time Investment?

Complain to Time Investment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Time Investment complaints come from?

Most come from North Carolina (89), Georgia (5), California (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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