Debt collector · complaint record
Total Financial Services complaints
Filed under Total Financial Services, Inc
Consumers have filed 6 complaints about Total Financial Services since 2025, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since February 2025
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 10, 2026
Most complained-about debt collectors
Total Financial Services complaints by month
The busiest month was May 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Total Financial Services answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Total Financial Services complaints are about
Top Total Financial Services problems
Inside "Incorrect information on your report"
- Account information incorrect 1
- Information belongs to someone else 1
Where Total Financial Services complaints come from
Most complaints: Ohio (3), Florida (1), Maryland (1), Colorado (1).
Total Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Total Financial ServicesDebt collection | - | 2 | - |
Compare side by side: Total Financial Services vs Green Square · Total Financial Services vs EMoneyUSA · Total Financial Services vs Mullooly Jeffrey Rooney & Flynn · Total Financial Services vs Credit World Services
What people say about Total Financial Services
All experiencesNo experiences with Total Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Total Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 26, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Total Financial Services
How many complaints does Total Financial Services have?
Total Financial Services has 6 complaints on record since February 2025, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Total Financial Services respond to complaints?
Yes. Total Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Total Financial Services?
The most common problems are false statements or representation (1), written notification about debt (1), incorrect information on your report (2).
Is Total Financial Services legit?
Total Financial Services is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Total Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Total Financial Services?
Complain to Total Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Total Financial Services complaints come from?
Most come from Ohio (3), Florida (1), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Total Financial Services
No comments yet. Start the conversation - questions are welcome too.