Debt collector · complaint record
Value Recovery complaints
Filed under Value Recovery Holding, LLC
Consumers have filed 9 complaints about Value Recovery since 2015, 7 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 7
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #837 of 1,963
Since December 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 7, 2026
Most complained-about debt collectors
Value Recovery complaints by month
The busiest month was December 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Value Recovery answered all time
- Closed with explanation111.1%
- Untimely response888.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Value Recovery complaints are about
Top Value Recovery problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 2
- Seized or attempted to seize your property 1
Where Value Recovery complaints come from
Most complaints: California (2), Kentucky (1), North Carolina (1), New Jersey (1), Oregon (1).
Value Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Value RecoveryDebt collection | - | 7 | - |
Compare side by side: Value Recovery vs Green Square · Value Recovery vs EMoneyUSA · Value Recovery vs Mullooly Jeffrey Rooney & Flynn · Value Recovery vs Credit World Services
What people say about Value Recovery
All experiencesNo experiences with Value Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Value Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Aug 19, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Jul 29, 2026 | Debt relief & credit repair | Problem with customer service | No timely reply |
| May 13, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| Mar 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jan 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 3, 2025 | Payday & personal loans | Received a loan you didn't apply for | No timely reply |
| Oct 20, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Dec 31, 2015 | Mortgages | Loan servicing, payments, escrow account | Explained |
Questions about Value Recovery
How many complaints does Value Recovery have?
Value Recovery has 9 complaints on record since December 2015, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does Value Recovery respond to complaints?
Yes. Value Recovery answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Value Recovery?
The most common problems are took or threatened to take negative or legal action (3), received a loan you didn't apply for (1), problem with the payoff process at the end of the loan (1).
Is Value Recovery legit?
Value Recovery is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Value Recovery legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Value Recovery?
Complain to Value Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Value Recovery complaints come from?
Most come from California (2), Kentucky (1), North Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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