Credit reporting
Viva Finance credit reporting complaints
Consumers have filed 75 complaints about Viva Finance's credit reporting, 35 in the last 12 months (+25%). Viva Finance answered 100% on time and closed 0% with relief. See the whole Viva Finance record.
Viva Finance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Viva Finance | 35 | 100% | 0% |
Latest Viva Finance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Oct 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 5, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 4, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Feb 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 28, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jan 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 23, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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