Lender · complaint record
ZayZoon US Operating complaints
Filed under ZayZoon US Operating Inc.
Consumers have filed 4 complaints about ZayZoon US Operating since 2026, 4 of them in the last 12 months. It answered 100% on time and closed 75% with relief for the customer. The most common problem is problems receiving the advance.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 75%
- Last 30 days
- 0
- Rank
- #128 of 272
Since May 2026
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Sep 20, 2026
Most complained-about personal & payday lenders
ZayZoon US Operating complaints by month
The busiest month was May 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ZayZoon US Operating answered all time
- Closed with monetary relief375%
- Closed with explanation125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What ZayZoon US Operating complaints are about
Top ZayZoon US Operating problems
Where ZayZoon US Operating complaints come from
Most complaints: Florida (1), Georgia (1), Maryland (1), Tennessee (1).
ZayZoon US Operating compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | ZayZoon US OperatingPayday & personal loans | - | 4 | - |
Compare side by side: ZayZoon US Operating vs SoLo Funds · ZayZoon US Operating vs AAA Auto Title Loans · ZayZoon US Operating vs Powerpay · ZayZoon US Operating vs AmeriCash
What people say about ZayZoon US Operating
All experiencesNo experiences with ZayZoon US Operating yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ZayZoon US Operating complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 20, 2026 | Payday & personal loans | Problems receiving the advance | Explained |
| Aug 7, 2026 | Bank accounts | Managing an accountFunds not handled or disbursed as instructed | Money back |
| Jun 24, 2026 | Payday & personal loans | Problems receiving the advance | Money back |
| May 29, 2026 | Payday & personal loans | Issues with repayment | Money back |
Questions about ZayZoon US Operating
How many complaints does ZayZoon US Operating have?
ZayZoon US Operating has 4 complaints on record since May 2026, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does ZayZoon US Operating respond to complaints?
Yes. ZayZoon US Operating answered 100% of its complaints on time (within 15 days) and closed 75% with relief - money back or a fix; 75% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with ZayZoon US Operating?
The most common problems are problems receiving the advance (2), managing an account (1), issues with repayment (1).
Is ZayZoon US Operating legit?
ZayZoon US Operating is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ZayZoon US Operating legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ZayZoon US Operating?
Complain to ZayZoon US Operating in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ZayZoon US Operating complaints come from?
Most come from Florida (1), Georgia (1), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about ZayZoon US Operating
No comments yet. Start the conversation - questions are welcome too.