Debt collector · complaint record
Zenco Collection complaints
Filed under ZENCO COLLECTION, LLC
Consumers have filed 73 complaints about Zenco Collection since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 1% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 73
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 1%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since October 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 29, 2026
Most complained-about debt collectors
Zenco Collection complaints by month
The busiest month was December 2015 (10 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Zenco Collection answered all time
- Closed with non-monetary relief11.4%
- Closed with explanation4561.6%
- Closed2331.5%
- Untimely response45.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Zenco Collection complaints are about
Top Zenco Collection problems
Inside "Taking/threatening an illegal action"
- Threatened to sue on too old debt 17
- Threatened arrest/jail if do not pay 8
- Seized/Attempted to seize property 2
- Attempted to/Collected exempt funds 2
Where Zenco Collection complaints come from
Most complaints: Texas (15), Florida (9), California (6), New York (5), North Carolina (4).
Zenco Collection compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Zenco CollectionDebt collection | - | 1 | - |
Compare side by side: Zenco Collection vs Green Square · Zenco Collection vs EMoneyUSA · Zenco Collection vs Mullooly Jeffrey Rooney & Flynn · Zenco Collection vs Credit World Services
What people say about Zenco Collection
All experiencesNo experiences with Zenco Collection yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Zenco Collection complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 2, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jul 24, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Sep 7, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Jul 20, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 17, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 29, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 27, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 15, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 14, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 13, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 27, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Zenco Collection
How many complaints does Zenco Collection have?
Zenco Collection has 73 complaints on record since October 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Zenco Collection respond to complaints?
Yes. Zenco Collection answered 0% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Zenco Collection?
The most common problems are attempts to collect debt not owed (2), taking/threatening an illegal action (29), cont'd attempts collect debt not owed (13).
Is Zenco Collection legit?
Zenco Collection is a real company with a public complaint record: consumers have complained about it 73 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Zenco Collection legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Zenco Collection?
Complain to Zenco Collection in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Zenco Collection complaints come from?
Most come from Texas (15), Florida (9), California (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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