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Debt collection

Zenco Collection debt collection complaints

Consumers have filed 67 complaints about Zenco Collection's debt collection, 1 in the last 12 months. Zenco Collection answered 0% on time and closed - with relief. See the whole Zenco Collection record.

Zenco Collection against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Zenco Collection1new0%-67

Every debt collector ranked

Latest Zenco Collection debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINNo timely replyNo
Jul 2, 2021Debt collectionCommunication tacticsFrequent or repeated callsTXNo timely replyNo
Jul 24, 2019Debt collectionCommunication tacticsUsed obscene, profane, or other abusive language-No timely replyNo
Sep 7, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyARNo timely replyNo
Jul 20, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Jul 17, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jun 29, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXExplainedYes
Jun 27, 2017Debt collectionThreatened to contact someone or share information improperlyContacted your employerPAExplainedYes
Jun 15, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtVTExplainedYes
Jun 14, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtIAExplainedYes
Jun 13, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
May 27, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Apr 10, 2017Debt collectionCommunication tacticsThreatened to take legal actionSCClosedYes
Mar 27, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtMAExplainedYes
Mar 6, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtNCClosedYes
Feb 26, 2017Debt collectionCommunication tacticsThreatened to take legal actionTXClosedYes
Feb 24, 2017Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payTXClosedYes
Feb 23, 2017Debt collectionCommunication tacticsThreatened to take legal actionCAClosedYes
Feb 15, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtVAClosedYes
Jan 13, 2017Debt collectionCommunication tacticsFrequent or repeated callsFLClosedYes
Dec 19, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidTXClosedYes
Dec 12, 2016Debt collectionCommunication tacticsThreatened to take legal actionNJClosedYes
Oct 29, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNCClosedYes
Oct 20, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCAExplainedYes
Oct 14, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtPAClosedYes
Oct 12, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtTXExplainedYes
Sep 15, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtTXExplainedYes
Aug 25, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCTExplainedYes
Aug 18, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payILClosedYes
Jul 6, 2016Debt collectionCommunication tacticsThreatened to take legal actionGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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