Debt collector · complaint record
ZestFinance complaints
Consumers have filed 7 complaints about ZestFinance since 2015, none in the last 12 months. It answered 71.4% on time and closed 0% with relief for the customer. The most common problem is taking/threatening an illegal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 0
- Answered on time
- 71.4%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since January 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 2, 2016
ZestFinance complaints by month
The busiest month was September 2015 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ZestFinance answered all time
- Closed with explanation7100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What ZestFinance complaints are about
Top ZestFinance problems
Inside "Taking/threatening an illegal action"
- Threatened arrest/jail if do not pay 2
- Attempted to/Collected exempt funds 1
Where ZestFinance complaints come from
Most complaints: Texas (3), Louisiana (2), Missouri (1), Delaware (1).
ZestFinance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ZestFinanceDebt collection | - | 0 | - |
Compare side by side: ZestFinance vs Green Square · ZestFinance vs EMoneyUSA · ZestFinance vs Mullooly Jeffrey Rooney & Flynn · ZestFinance vs Credit World Services
What people say about ZestFinance
All experiencesNo experiences with ZestFinance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ZestFinance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Mar 21, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 24, 2016 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Dec 14, 2015 | Payday & personal loans | Charged fees or interest I didn't expect | Explained |
| Sep 22, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Sep 17, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Jan 16, 2015 | Payday & personal loans | Problems when you are unable to pay | Explained |
Questions about ZestFinance
How many complaints does ZestFinance have?
ZestFinance has 7 complaints on record since January 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does ZestFinance respond to complaints?
Yes. ZestFinance answered 71.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with ZestFinance?
The most common problems are taking/threatening an illegal action (3), charged fees or interest I didn't expect (1), false statements or representation (1).
Is ZestFinance legit?
ZestFinance is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ZestFinance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ZestFinance?
Complain to ZestFinance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ZestFinance complaints come from?
Most come from Texas (3), Louisiana (2), Missouri (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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