Credit reporting
Zip Co US credit reporting complaints
Consumers have filed 17 complaints about Zip Co US's credit reporting, 8 in the last 12 months. Zip Co US answered 87.5% on time and closed 0% with relief. See the whole Zip Co US record.
Zip Co US against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Zip Co US | 8 | 87.5% | 0% |
Latest Zip Co US credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jun 13, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| May 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 16, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Dec 16, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Nov 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| May 13, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jan 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 9, 2023 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Dec 17, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jan 28, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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