Credit bureau · complaint record
1 Auto Finance complaints
Filed under 1 Auto Finance, Inc.
Consumers have filed 9 complaints about 1 Auto Finance since 2021, 2 of them in the last 12 months. It answered 0% on time. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 1
- Rank
- #342 of 566
Since May 2021
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 23, 2026
Most complained-about credit bureaus & report companies
1 Auto Finance complaints by month
The busiest month was May 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How 1 Auto Finance answered all time
- Untimely response9100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What 1 Auto Finance complaints are about
Top 1 Auto Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 3
Where 1 Auto Finance complaints come from
Most complaints: Oklahoma (2), Tennessee (2), Georgia (1), Texas (1), Illinois (1).
1 Auto Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | 1 Auto FinanceCredit reporting | - | 2 | - |
Compare side by side: 1 Auto Finance vs Apple Financing · 1 Auto Finance vs Nav Technologies · 1 Auto Finance vs Opportunity Fund · 1 Auto Finance vs Heritage Financial Group
What people say about 1 Auto Finance
All experiencesNo experiences with 1 Auto Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest 1 Auto Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Apr 22, 2026 | Debt relief & credit repair | Confusing or missing disclosures | No timely reply |
| Sep 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Aug 26, 2025 | Debt relief & credit repair | Charged upfront or unexpected fees | No timely reply |
| Jul 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Feb 7, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | No timely reply |
| Mar 18, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 10, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 16, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
Questions about 1 Auto Finance
How many complaints does 1 Auto Finance have?
1 Auto Finance has 9 complaints on record since May 2021, including 2 in the last 12 months and 1 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does 1 Auto Finance respond to complaints?
Yes. 1 Auto Finance answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with 1 Auto Finance?
The most common problems are incorrect information on your report (1), confusing or missing disclosures (1), improper use of your report (3).
Is 1 Auto Finance legit?
1 Auto Finance is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is 1 Auto Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against 1 Auto Finance?
Complain to 1 Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most 1 Auto Finance complaints come from?
Most come from Oklahoma (2), Tennessee (2), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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