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Mortgages

American Financing mortgages complaints

Consumers have filed 53 complaints about American Financing's mortgages, 8 in the last 12 months. American Financing answered 100% on time and closed 0% with relief. See the whole American Financing record.

American Financing against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13American Financing8new100%0%53

Every mortgage company ranked

Latest American Financing mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Aug 12, 2026MortgagesClosing on a mortgageChanges in loan terms during or after closingMDExplainedYes
Apr 2, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processNMExplainedYes
Apr 2, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processNMExplainedYes
Feb 12, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processCOExplainedYes
Feb 10, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingMIExplainedYes
Dec 15, 2025MortgagesClosing on a mortgageDelays with the closing processPAExplainedYes
Dec 3, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingPAExplainedYes
Nov 24, 2025MortgagesStruggling to pay mortgageForeclosureVAExplainedYes
Feb 19, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingCOExplainedYes
Oct 3, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingCOExplainedYes
Jun 14, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingMOExplainedYes
Jun 9, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMOExplainedYes
Apr 13, 2024MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingGAExplainedYes
Apr 3, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresFLExplainedYes
Sep 21, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageTXExplainedYes
Feb 10, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes
Feb 9, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedNo
Dec 17, 2021MortgagesClosing on a mortgageCOMoney backYes
Dec 7, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Sep 7, 2021MortgagesClosing on a mortgageCOExplainedYes
Aug 12, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Aug 11, 2021MortgagesClosing on a mortgageMEExplainedYes
Jun 22, 2021MortgagesClosing on a mortgageMEExplainedYes
Jun 8, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOFixedYes
May 8, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Mar 24, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageCOExplainedYes
Feb 16, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageTXExplainedYes
Feb 15, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageAZExplainedYes
Jan 14, 2021MortgagesStruggling to pay mortgageCOExplainedYes
Oct 10, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedNo

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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