Debt collector · complaint record
American Lending complaints
Filed under American Lending LLC
Consumers have filed 9 complaints about American Lending since 2016, 2 of them in the last 12 months. It answered 0% on time. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since June 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 13, 2026
Most complained-about debt collectors
American Lending complaints by month
The busiest month was June 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Lending answered all time
- Untimely response9100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Lending complaints are about
Top American Lending problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 1
Where American Lending complaints come from
Most complaints: Michigan (3), Maryland (2), Texas (1), Maine (1), Colorado (1).
American Lending compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American LendingDebt collection | - | 2 | - |
Compare side by side: American Lending vs Green Square · American Lending vs EMoneyUSA · American Lending vs Mullooly Jeffrey Rooney & Flynn · American Lending vs Credit World Services
What people say about American Lending
All experiencesNo experiences with American Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Lending complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jun 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 30, 2025 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | No timely reply |
| Mar 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| May 17, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Nov 11, 2016 | Mortgages | Application, originator, mortgage broker | No timely reply |
| Sep 1, 2016 | Payday & personal loans | Shopping for a loan or lease | No timely reply |
| Jun 10, 2016 | Payday & personal loans | Shopping for a line of credit | No timely reply |
| Jun 10, 2016 | Payday & personal loans | Can't contact lender | No timely reply |
Questions about American Lending
How many complaints does American Lending have?
American Lending has 9 complaints on record since June 2016, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does American Lending respond to complaints?
Yes. American Lending answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Lending?
The most common problems are attempts to collect debt not owed (1), took or threatened to take negative or legal action (1), written notification about debt (1).
Is American Lending legit?
American Lending is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Lending legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Lending?
Complain to American Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Lending complaints come from?
Most come from Michigan (3), Maryland (2), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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