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Payday & personal loans

Applied Data Finance payday & personal loans complaints

Consumers have filed 173 complaints about Applied Data Finance's payday & personal loans, 37 in the last 12 months (+3%). Applied Data Finance answered 97.3% on time and closed 3% with relief. See the whole Applied Data Finance record.

Applied Data Finance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Applied Data Finance37+3%97.3%3%173

Every lender ranked

Latest Applied Data Finance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Apr 27, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Apr 11, 2025Payday & personal loansCharged fees or interest you didn't expectFLMoney backNo
Apr 1, 2025Payday & personal loansCharged fees or interest you didn't expectTNExplainedYes
Mar 15, 2025Payday & personal loansStruggling to pay your loanFLExplainedYes
Feb 27, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Feb 9, 2025Payday & personal loansStruggling to pay your loanOHExplainedYes
Feb 3, 2025Payday & personal loansProblem when making paymentsFLExplainedYes
Jan 24, 2025Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Jan 21, 2025Payday & personal loansGetting the loanINExplainedYes
Jan 11, 2025Payday & personal loansProblem when making paymentsFLExplainedYes
Jan 8, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Dec 29, 2024Payday & personal loansProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneLAExplainedYes
Nov 26, 2024Payday & personal loansProblem when making paymentsNCExplainedYes
Oct 31, 2024Payday & personal loansStruggling to pay your loanOHExplainedYes
Oct 8, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectFLExplainedYes
Aug 20, 2024Payday & personal loansGetting the loanMNExplainedYes
Aug 6, 2024Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Jul 16, 2024Payday & personal loansProblem when making paymentsTXExplainedYes
Jun 29, 2024Payday & personal loansProblem when making paymentsFLExplainedYes
Mar 8, 2024Payday & personal loansStruggling to pay your loanMIExplainedYes
Jan 19, 2024Payday & personal loansProblem when making paymentsIDExplainedYes
Nov 27, 2023Payday & personal loansCharged fees or interest you didn't expectLAExplainedYes
Nov 12, 2023Payday & personal loansProblem with additional add-on products or servicesNCExplainedYes
Sep 19, 2023Payday & personal loansStruggling to pay your loanMIExplainedYes
Sep 4, 2023Payday & personal loansProblem with the payoff process at the end of the loanNCExplainedNo
Aug 10, 2023Payday & personal loansImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 18, 2023Payday & personal loansReceived a loan you didn't apply forALExplainedYes
Jul 18, 2023Payday & personal loansCharged fees or interest you didn't expectSCExplainedYes
Jun 5, 2023Payday & personal loansGetting the loanNCExplainedYes
May 22, 2023Payday & personal loansGetting the loanOHExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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