Auto lender · complaint record
Auto One Acceptance complaints
Filed under Auto One Acceptance LLC
Consumers have filed 9 complaints about Auto One Acceptance since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #133 of 193
Since August 2015
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Oct 19, 2026
Most complained-about auto lenders
Auto One Acceptance complaints by month
The busiest month was August 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Auto One Acceptance answered all time
- Closed111.1%
- Untimely response888.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Auto One Acceptance complaints are about
Top Auto One Acceptance problems
Inside "Incorrect information on your report"
- Account status incorrect 3
- Information is incorrect 1
Where Auto One Acceptance complaints come from
Most complaints: Texas (6), South Carolina (1), Missouri (1), Nebraska (1).
Auto One Acceptance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Auto One AcceptanceAuto loans & leases | - | 1 | - |
Compare side by side: Auto One Acceptance vs The Savings Group · Auto One Acceptance vs AC AutoPay LLC, Denver, CO Branch · Auto One Acceptance vs CARS Acquisition · Auto One Acceptance vs EA Holdings
What people say about Auto One Acceptance
All experiencesNo experiences with Auto One Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Auto One Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | No timely reply |
| May 24, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | No timely reply |
| Sep 27, 2023 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | No timely reply |
| Nov 15, 2021 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | No timely reply |
| Jan 16, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Sep 8, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 10, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Nov 28, 2017 | Credit reporting | Incorrect information on your reportInformation is incorrect | No timely reply |
| Aug 19, 2015 | Auto loans & leases | Managing the loan or lease | Closed |
Questions about Auto One Acceptance
How many complaints does Auto One Acceptance have?
Auto One Acceptance has 9 complaints on record since August 2015, including 1 in the last 12 months and 1 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Auto One Acceptance respond to complaints?
Yes. Auto One Acceptance answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Auto One Acceptance?
The most common problems are repossession (1), incorrect information on your report (4), problems at the end of the loan or lease (3).
Is Auto One Acceptance legit?
Auto One Acceptance is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Auto One Acceptance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Auto One Acceptance?
Complain to Auto One Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Auto One Acceptance complaints come from?
Most come from Texas (6), South Carolina (1), Missouri (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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