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Credit reporting

Bright Capital credit reporting complaints

Consumers have filed 44 complaints about Bright Capital's credit reporting, 13 in the last 12 months. Bright Capital answered 53.8% on time and closed 0% with relief. See the whole Bright Capital record.

Bright Capital against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Bright Capital13new53.8%0%44

Every credit bureau ranked

Latest Bright Capital credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Sep 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Jul 4, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOKExplainedYes
May 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
May 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportOHExplainedNo
Apr 16, 2026Credit reportingProblem with fraud alerts or security freezesFLExplainedNo
Apr 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Apr 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNEExplainedNo
Mar 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Mar 23, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMNExplainedYes
Feb 12, 2026Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeFLExplainedNo
Feb 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectMAExplainedYes
Jan 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Dec 31, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Aug 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Aug 13, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayTNExplainedYes
Aug 7, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedNo
Jul 7, 2025Credit reportingIncorrect information on your reportAccount status incorrectWIExplainedYes
Jun 3, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Apr 4, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedNo
Jan 20, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jan 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Dec 27, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 11, 2024Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Aug 10, 2024Credit reportingIncorrect information on your reportPersonal information incorrectPAExplainedYes
Jun 23, 2024Credit reportingIncorrect information on your reportAccount information incorrectVAExplainedYes
Jun 5, 2024Credit reportingProblem with fraud alerts or security freezesVAExplainedYes
May 30, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
May 21, 2024Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Apr 17, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Apr 6, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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