Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Auto loans & leases

Cactus Jacks Auto Sales auto loans & leases complaints

Consumers have filed 14 complaints about Cactus Jacks Auto Sales's auto loans & leases, 3 in the last 12 months. Cactus Jacks Auto Sales answered 100% on time and closed 0% with relief. See the whole Cactus Jacks Auto Sales record.

Cactus Jacks Auto Sales against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Cactus Jacks Auto Sales3new100%0%14

Every auto lender ranked

Latest Cactus Jacks Auto Sales auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 9, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
Sep 28, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
Aug 28, 2026Auto loans & leasesManaging the loan or leaseBilling problemAZExplainedYes
Nov 12, 2024Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsAZExplainedYes
Jul 15, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
Jun 21, 2024Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsAZExplainedYes
Apr 23, 2024Auto loans & leasesIncorrect information on your reportAccount information incorrectPAExplainedYes
Mar 23, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
May 17, 2022Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
May 28, 2021Auto loans & leasesManaging the loan or leaseBilling problemAZExplainedNo
May 11, 2021Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyAZExplainedYes
Feb 10, 2020Auto loans & leasesManaging the loan or leaseBilling problemAZMoney backYes
Oct 1, 2019Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanAZExplainedYes
Sep 9, 2019Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanAZExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Cactus Jacks Auto Sales

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience