Debt collector · complaint record
Cactus Jacks Auto Sales complaints
Consumers have filed 50 complaints about Cactus Jacks Auto Sales since 2019, 17 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 50
- Last 12 months
- 17
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #574 of 1,963
Since May 2019
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 15, 2026
Most complained-about debt collectors
Cactus Jacks Auto Sales complaints by month
The busiest month was October 2025 (7 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cactus Jacks Auto Sales answered all time
- Closed with monetary relief12%
- Closed with explanation4998%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cactus Jacks Auto Sales complaints are about
Top Cactus Jacks Auto Sales problems
Inside "Incorrect information on your report"
- Account information incorrect 5
- Account status incorrect 3
- Old information reappears or never goes away 1
Where Cactus Jacks Auto Sales complaints come from
Most complaints: Arizona (41), Minnesota (1), Nebraska (1), Ohio (1), Oklahoma (1).
Cactus Jacks Auto Sales compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Cactus Jacks Auto SalesDebt collection | - | 17 | - |
Compare side by side: Cactus Jacks Auto Sales vs Green Square · Cactus Jacks Auto Sales vs EMoneyUSA · Cactus Jacks Auto Sales vs Mullooly Jeffrey Rooney & Flynn · Cactus Jacks Auto Sales vs Credit World Services
What people say about Cactus Jacks Auto Sales
All experiencesNo experiences with Cactus Jacks Auto Sales yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cactus Jacks Auto Sales complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 9, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 28, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 28, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Cactus Jacks Auto Sales
How many complaints does Cactus Jacks Auto Sales have?
Cactus Jacks Auto Sales has 50 complaints on record since May 2019, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Cactus Jacks Auto Sales respond to complaints?
Yes. Cactus Jacks Auto Sales answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cactus Jacks Auto Sales?
The most common problems are took or threatened to take negative or legal action (8), incorrect information on your report (9), repossession (6).
Is Cactus Jacks Auto Sales legit?
Cactus Jacks Auto Sales is a real company with a public complaint record: consumers have complained about it 50 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cactus Jacks Auto Sales legit? for the signals, red flags and how to protect yourself.
Are complaints about Cactus Jacks Auto Sales going up or down?
Roughly level. There were 17 complaints in the last 12 months against 17 in the 12 before (0%). See every month.
How do I file a complaint against Cactus Jacks Auto Sales?
Complain to Cactus Jacks Auto Sales in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cactus Jacks Auto Sales complaints come from?
Most come from Arizona (41), Minnesota (1), Nebraska (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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