Debt collector · complaint record
Credit Associates complaints
Filed under Credit Associates, Inc. (MO)
Consumers have filed 26 complaints about Credit Associates since 2015, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 26
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since October 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 3, 2026
Most complained-about debt collectors
Credit Associates complaints by month
The busiest month was May 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Associates answered all time
- Closed with explanation2596.2%
- Closed13.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Associates complaints are about
Top Credit Associates problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 4
- Debt was paid 3
Where Credit Associates complaints come from
Most complaints: Montana (21), California (2), Nebraska (1), Oklahoma (1), Washington (1).
Credit Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit AssociatesDebt collection | - | 5 | - |
Compare side by side: Credit Associates vs Green Square · Credit Associates vs EMoneyUSA · Credit Associates vs Mullooly Jeffrey Rooney & Flynn · Credit Associates vs Credit World Services
What people say about Credit Associates
All experiencesNo experiences with Credit Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 25, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Feb 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 6, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 29, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 30, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 19, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Credit Associates
How many complaints does Credit Associates have?
Credit Associates has 26 complaints on record since October 2015, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Credit Associates respond to complaints?
Yes. Credit Associates answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Associates?
The most common problems are attempts to collect debt not owed (7), written notification about debt (5), confusing or missing disclosures (1).
Is Credit Associates legit?
Credit Associates is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Associates?
Complain to Credit Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Associates complaints come from?
Most come from Montana (21), California (2), Nebraska (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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