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Payday & personal loans

Credit Central payday & personal loans complaints

Consumers have filed 138 complaints about Credit Central's payday & personal loans, 15 in the last 12 months. Credit Central answered 93.3% on time and closed 0% with relief. See the whole Credit Central record.

Credit Central against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Credit Central15new93.3%0%138

Every lender ranked

Latest Credit Central payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 15, 2026Payday & personal loansStruggling to pay your loanTNExplainedYes
Sep 2, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Aug 6, 2026Payday & personal loansStruggling to pay your loanLAExplainedYes
Jun 27, 2026Payday & personal loansStruggling to pay your loanALExplainedYes
Jun 16, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jun 10, 2026Payday & personal loansImproper use of your reportReporting company used your report improperlySCExplainedYes
May 23, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Apr 11, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectALExplainedYes
Mar 19, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectTNExplainedYes
Feb 25, 2026Payday & personal loansProblem when making paymentsALExplainedYes
Jan 23, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jan 3, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jan 1, 2026Payday & personal loansProblem when making paymentsSCExplainedYes
Dec 30, 2025Payday & personal loansProblem when making paymentsSCExplainedNo
Dec 5, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectSCExplainedYes
Oct 4, 2025Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Sep 28, 2025Payday & personal loansProblem with additional add-on products or servicesGAExplainedYes
Sep 28, 2025Payday & personal loansProblem with the payoff process at the end of the loanSCExplainedYes
Sep 11, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Jul 10, 2025Payday & personal loansGetting the loanGAExplainedYes
May 13, 2025Payday & personal loansProblem when making paymentsSCExplainedYes
Feb 10, 2025Payday & personal loansStruggling to pay your loanALExplainedYes
Jan 23, 2025Payday & personal loansStruggling to pay your loanALExplainedYes
Nov 22, 2024Payday & personal loansProblem with the payoff process at the end of the loanALExplainedYes
Nov 17, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectGAExplainedYes
Nov 8, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectSCExplainedYes
Nov 6, 2024Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Sep 11, 2024Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Aug 26, 2024Payday & personal loansIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jun 3, 2024Payday & personal loansProblem when making paymentsALExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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