Debt collector · complaint record
Credit Information Systems complaints
Filed under Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems
Consumers have filed 37 complaints about Credit Information Systems since 2017, 8 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 37
- Last 12 months
- 8
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #791 of 1,963
Since August 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 24, 2026
Most complained-about debt collectors
Credit Information Systems complaints by month
The busiest month was May 2019 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Information Systems answered all time
- Closed with explanation37100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Information Systems complaints are about
Top Credit Information Systems problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 19
- Reporting company used your report improperly 3
Where Credit Information Systems complaints come from
Most complaints: Nevada (7), Maryland (4), Utah (4), Georgia (3), Illinois (3).
Credit Information Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit Information SystemsDebt collection | - | 8 | - |
Compare side by side: Credit Information Systems vs Green Square · Credit Information Systems vs EMoneyUSA · Credit Information Systems vs Mullooly Jeffrey Rooney & Flynn · Credit Information Systems vs Credit World Services
What people say about Credit Information Systems
All experiencesNo experiences with Credit Information Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Information Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 24, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Jun 13, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 2, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 1, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Credit Information Systems
How many complaints does Credit Information Systems have?
Credit Information Systems has 37 complaints on record since August 2017, including 8 in the last 12 months and 2 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Credit Information Systems respond to complaints?
Yes. Credit Information Systems answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Information Systems?
The most common problems are attempts to collect debt not owed (2), communication tactics (2), improper use of your report (22).
Is Credit Information Systems legit?
Credit Information Systems is a real company with a public complaint record: consumers have complained about it 37 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Information Systems legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Information Systems?
Complain to Credit Information Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Information Systems complaints come from?
Most come from Nevada (7), Maryland (4), Utah (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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