Credit reporting
CreditNinja Lending credit reporting complaints
Consumers have filed 46 complaints about CreditNinja Lending's credit reporting, 14 in the last 12 months. CreditNinja Lending answered 100% on time and closed 0% with relief. See the whole CreditNinja Lending record.
CreditNinja Lending against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | CreditNinja Lending | 14 | 100% | 0% |
Latest CreditNinja Lending credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 18, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 19, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 7, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 30, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Oct 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 23, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 2, 2025 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Feb 7, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 23, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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