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Debt collector · complaint record

Cumulus Funding complaints

Consumers have filed 12 complaints about Cumulus Funding since 2015, 3 of them in the last 12 months. It answered 0% on time and closed 22% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
12

Since October 2015

Last 12 months
3

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
22%

Typical debt collector: 24%

Last 30 days
0

Newest: Nov 23, 2025

Rank
#1,125 of 1,963

Most complained-about debt collectors

Cumulus Funding complaints by month

The busiest month was November 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Cumulus Funding answered all time

  • Closed with monetary relief18.3%
  • Closed with non-monetary relief18.3%
  • Closed with explanation758.3%
  • Untimely response325%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Cumulus Funding complaints are about

  • Debt collection217%
  • Credit reporting325%
  • Payday & personal loans650%
  • Bank accounts18%

Top Cumulus Funding problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 2

Where Cumulus Funding complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (4), Idaho (2), Georgia (2), Illinois (2), Massachusetts (1).

Cumulus Funding compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Cumulus FundingDebt collection-3new0%22%-

Compare side by side: Cumulus Funding vs Green Square · Cumulus Funding vs EMoneyUSA · Cumulus Funding vs Mullooly Jeffrey Rooney & Flynn · Cumulus Funding vs Credit World Services

What people say about Cumulus Funding

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Latest Cumulus Funding complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 23, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportMANo timely replyNo
Nov 20, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursIDNo timely replyNo
Nov 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursIDNo timely replyNo
Jul 18, 2022Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Oct 4, 2021Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Nov 4, 2020Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
May 21, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Jan 21, 2020Payday & personal loansProblem with the payoff process at the end of the loan-Money backYes
Sep 12, 2019Payday & personal loansProblem when making paymentsCAExplainedYes
Jun 10, 2019Payday & personal loansProblem when making paymentsCAExplainedYes
Sep 27, 2016Payday & personal loansCan't stop charges to bank accountGAExplainedYes
Oct 5, 2015Bank accountsMaking/receiving payments, sending moneyGAFixedYes

Questions about Cumulus Funding

How many complaints does Cumulus Funding have?

Cumulus Funding has 12 complaints on record since October 2015, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does Cumulus Funding respond to complaints?

Yes. Cumulus Funding answered 0% of its complaints on time (within 15 days) and closed 22% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Cumulus Funding?
Is Cumulus Funding legit?

Cumulus Funding is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cumulus Funding legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Cumulus Funding?

Complain to Cumulus Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Cumulus Funding complaints come from?

Most come from California (4), Idaho (2), Georgia (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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