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Cypress Creek Financial complaints

Consumers have filed 13 complaints about Cypress Creek Financial since 2025, 11 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem when making payments.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
13

Since January 2025

Last 12 months
11

new vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
0

Newest: Aug 19, 2026

Rank
#90 of 272

Most complained-about personal & payday lenders

Cypress Creek Financial complaints by month

The busiest month was August 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Cypress Creek Financial answered all time

  • Closed with explanation13100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Cypress Creek Financial complaints are about

  • Payday & personal loans1077%
  • Debt collection323%

Top Cypress Creek Financial problems

Where Cypress Creek Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (5), Utah (3), Kansas (2), Missouri (2), Wisconsin (1).

Cypress Creek Financial compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8Cypress Creek FinancialPayday & personal loans-11new100%0%-

Compare side by side: Cypress Creek Financial vs SoLo Funds · Cypress Creek Financial vs AAA Auto Title Loans · Cypress Creek Financial vs Powerpay · Cypress Creek Financial vs AmeriCash

What people say about Cypress Creek Financial

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Latest Cypress Creek Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 19, 2026Payday & personal loansProblem when making paymentsUTExplainedYes
Aug 6, 2026Payday & personal loansReceived a loan you didn't apply forUTExplainedYes
Aug 5, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedYes
Jul 15, 2026Payday & personal loansStruggling to pay your loanMOExplainedYes
May 7, 2026Payday & personal loansStruggling to pay your loanWIExplainedYes
Apr 16, 2026Payday & personal loansProblem when making paymentsKSExplainedYes
Mar 18, 2026Payday & personal loansCan't stop withdrawals from your bank accountKSExplainedYes
Jan 30, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyTXExplainedYes
Jan 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Dec 30, 2025Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes
Nov 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 17, 2025Debt collectionElectronic communicationsUsed obscene, profane, or other abusive languageTXExplainedYes

Questions about Cypress Creek Financial

How many complaints does Cypress Creek Financial have?

Cypress Creek Financial has 13 complaints on record since January 2025, including 11 in the last 12 months and 0 in the last 30 days. That makes it number 1,392 of every company by complaints this year.

Does Cypress Creek Financial respond to complaints?

Yes. Cypress Creek Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Cypress Creek Financial?
Is Cypress Creek Financial legit?

Cypress Creek Financial is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cypress Creek Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Cypress Creek Financial?

Complain to Cypress Creek Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Cypress Creek Financial complaints come from?

Most come from Texas (5), Utah (3), Kansas (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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