Credit bureau · complaint record
Equity Auto Finance complaints
Filed under Equity Auto Finance, Inc.
Consumers have filed 23 complaints about Equity Auto Finance since 2018, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #275 of 566
Since March 2018
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 30, 2026
Most complained-about credit bureaus & report companies
Equity Auto Finance complaints by month
The busiest month was May 2023 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Equity Auto Finance answered all time
- Closed with explanation23100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Equity Auto Finance complaints are about
Top Equity Auto Finance problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 4
- Reporting company used your report improperly 2
Equity Auto Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Equity Auto FinanceCredit reporting | - | 4 | - |
Compare side by side: Equity Auto Finance vs Apple Financing · Equity Auto Finance vs Nav Technologies · Equity Auto Finance vs Opportunity Fund · Equity Auto Finance vs Heritage Financial Group
What people say about Equity Auto Finance
All experiencesNo experiences with Equity Auto Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Equity Auto Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 13, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 12, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Nov 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 24, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 7, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 7, 2023 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Sep 27, 2023 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jul 1, 2023 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| May 17, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Equity Auto Finance
How many complaints does Equity Auto Finance have?
Equity Auto Finance has 23 complaints on record since March 2018, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does Equity Auto Finance respond to complaints?
Yes. Equity Auto Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Equity Auto Finance?
The most common problems are incorrect information on your report (5), improper use of your report (6), managing the loan or lease (2).
Is Equity Auto Finance legit?
Equity Auto Finance is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Equity Auto Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Equity Auto Finance?
Complain to Equity Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Equity Auto Finance complaints come from?
Most come from Florida (19), New York (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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