Complaint log
Essential Lending complaint log
The newest complaints about Essential Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 22, 2026 | Payday & personal loans | Getting the loan | Explained |
| Apr 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 20, 2026 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Apr 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 17, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 16, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Apr 15, 2026 | Payday & personal loans | Getting the loan | Explained |
| Apr 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 11, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 8, 2026 | Payday & personal loans | Problem with fraud alerts or security freezes | Explained |
| Apr 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 29, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Mar 23, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Mar 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 5, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 24, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Feb 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 9, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Feb 7, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 22, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jan 21, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jan 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 8, 2026 | Payday & personal loans | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 3, 2026 | Payday & personal loans | Getting the loan | Explained |
| Jan 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works