Complaint log
Essential Lending complaint log
The newest complaints about Essential Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 19, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 9, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 8, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Dec 8, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 18, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 13, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 12, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Nov 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 15, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 12, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 10, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 7, 2025 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Sep 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 22, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 18, 2025 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Sep 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 6, 2025 | Payday & personal loans | Getting the loan | Explained |
| Sep 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 23, 2025 | Payday & personal loans | Getting the loan | Explained |
| Aug 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 16, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 31, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 28, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Jul 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 25, 2025 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
| Jul 24, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 21, 2025 | Payday & personal loans | Problem when making payments | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works