Complaint log
Essential Lending complaint log
The newest complaints about Essential Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 13, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 7, 2025 | Payday & personal loans | Problem when making payments | Explained |
| Jul 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to turn you in to immigration or deport you | Explained |
| Jun 12, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jun 6, 2025 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Jun 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 30, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 13, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| May 8, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 27, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 26, 2025 | Payday & personal loans | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Feb 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 31, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 1, 2024 | Payday & personal loans | Getting the loan | Explained |
| Nov 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 25, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 19, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 16, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 10, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Sep 7, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 29, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 10, 2024 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Aug 9, 2024 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Jul 31, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 13, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 11, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 25, 2024 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Apr 19, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 16, 2024 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 16, 2024 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Apr 12, 2024 | Payday & personal loans | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 28, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works